CIT Bank
For complete list of account details and fees, see our Personal Account disclosures.
* Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect that day for the balance tier associated with the end-of-day account balance. APYs — Annual Percentage Yields are accurate as of July 1, 2026: 0.25% APY on balances of $0.01 to $4,999.99; 3.75% APY on balances of $5,000.00 or more. Interest Rates for the Platinum Savings account are variable and may change at any time without notice. The minimum to open a Platinum Savings account is $100.
* Platinum Savings APY Boost Promotion Terms and Conditions
This is a limited time offer available to New and Existing customers who meet the Platinum Savings APY Boost promotion criteria.
Accounts enrolled in the Platinum Savings Annual Percentage Yield (APY) Boost promotion will receive a 0.35% APY boost on the Platinum Savings current standard APY tiers for 6 months following the opening of a new account or when an existing Platinum Savings account is enrolled in the promotion. The Platinum Savings APY boost will be applied on account balances up to $9,999,999.00. Account balances above $9,999,999.00 will earn the standard APY. If the standard-published APY should change during the promotion period, the APY boost will move with it, offering an account APY above the standard rate.
The Promotion begins on September 29, 2026, and ends December 15, 2026. Customers enrolled in the promotion prior to the end date will receive the APY boost for the 6-month period outlined in the terms and conditions.
The promotion can end at any time without notice.
Openbank
*Interest Rates and Annual Percentage Yields (APYs) are accurate as of 12:01 AM ET June 23, 2026. The products and rates we offer may vary between locations, are available in select markets only, and are subject to change without notice.Rate for this product will be based on the residential ZIP code entered when account is opened within online application process. This is a variable-rate account and the rate applicable may change at our discretion any time without notice.
Introductory promotional APY Boost (“APY Boost”) Terms and ConditionsThe introductory promotional APY Boost includes a 0.35% APY boost (“APY Boost”) added to the account’scurrent variable APY (“standard variable APY”) of 3.80%. The APY Boost will apply for (6) months from the datethe account is opened (“Promotional Period”). The standard variable APY for your account remains variable andsubject to change at Openbank’s discretion at any time and any frequency without notice. If the standardvariable APY changes during the Promotional Period, the APY Boost will continue to apply through the end ofthe Promotional Period, subject to applicable terms. After the Promotional Period ends, the account will earnthe standard variable APY in effect at that time without the APY BoostThis is a limited time offer, effective as 12:01 am Eastern time MM/DD/YYYY . Toqualify for the APY Boost, an eligible account must be opened while the offer is available. All applications aresubject to approval. Completing and submitting an application does not, by itself, establish an account. Theintroductory promotional APY Boost is valid for new Openbank customers. If your account is determined to beineligible, Openbank reserves the right to terminate the APY Boost at any time without notice, and the accountwill then earn the standard variable APY in effect at that time. Existing accounts opened prior to 09/23/2026,are not eligible for the APY Boost and will continue to earn the standard variable APY. The APY Boost promotionmay not be combined with other bonus offers by Santander Bank. Additional terms, conditions, and eligibilityrequirements may apply.Openbank reserves the right to modify, suspend, or terminate the APY Boost at any time without notice.Other Terms & Conditions:This offer is available only when stated on the Openbank High Yield Savings page
A minimum deposit of$500 is required to open a Openbank High Yield Savings account. Personal accounts only. Openbank is a division of Santander Bank, N.A. Member FDIC. There is a maximum of$250,000 of deposit insurance from the FDIC per depositor for each category of account ownership. Visit FDIC.gov for details. Deposits at Santander Bank, N.A., and Openbank are combined for the purposes of calculating FDIC insurance limits (FDIC Cert #29950)and are not separately insured.
