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00:00:00 Podcast Intro: You’re listening to ChooseFI. The blueprint for financial independence lives here. If you’re looking to unlock the secrets to financial independence and early…

David Kotok (Substack: https://dkotok.substack.com, The Fed and the Flu book website, https://thefedandtheflu.com ) co-founded Cumberland Advisors in 1973 and was its Chief Investment Officer from inception…