Q4: 2026-01-29 Earnings Summary
EPS of $0.64 beats by $0.07
| Revenue of $31.48M (27.45% Y/Y) misses by $1.32M
First Internet Bancorp (INBK) Q4 2025 Earnings Call January 29, 2026 5:00 PM EST
Company Participants
David Becker – Chairman & CEO
Nicole Lorch – President, COO & Corporate Secretary
Kenneth Lovik – Executive VP & CFO
Conference Call Participants
Julia Ferrara
Brett Rabatin – Hovde Group, LLC, Research Division
Nathan Race – Piper Sandler & Co., Research Division
George Sutton – Craig-Hallum Capital Group LLC, Research Division
Emily Noelle Lee – Keefe, Bruyette, & Woods, Inc., Research Division
Presentation
Operator
Thank you for standing by. My name is Sylvia, and I will be your conference operator today. At this time, I would like to welcome everyone to the First Internet Bancorp Earnings Conference Call for the Fourth Quarter and Full Year 2025. [Operator Instructions] Please note that this event is being recorded.
It is now my pleasure to turn the call over to Julia Ferrara from ICR. You may begin your conference.
Julia Ferrara
Thank you, operator. Hello, everyone, and thank you for joining us to discuss First Internet Bancorp’s Fourth Quarter and Full Year 2025 Financial results. The company issued its earnings press release earlier this afternoon, and it is available on the company’s website at www.firstinternetbancorp.com. In addition, the company has included a slide presentation that you can refer to during the call. You can also access these slides on the website.
Joining us from the management team today are Chairman and CEO, David Becker; President and COO, Nicole Lorch; and Executive Vice President and CFO, Ken Lovik. David and Nicole will provide an overview, and Ken will discuss the financial results, and then we’ll open up the call for your questions.
Before we begin, I’d like to remind you that this conference call contains forward-looking statements with respect to the future performance and financial condition of First Internet Bancorp that
