In January 2026, banks are set to remain closed for as many as 16 days. Regional festivities and national events such as the annual Republic Day celebrations will result in these holidays, leading to limited banking activities. As a result, customers are advised to plan their transactions in advance to avoid any inconvenience.
Jan. 1 – New Year’s Day/Gaan-Ngai (Mizoram, Manipur, Nagaland, Meghalaya, Arunachal Pradesh, Sikkim and West Bengal)
Jan. 2 – New Year Celebration/Mannam Jayanthi (Kerala, Mizoram)
Jan. 3 – Birth anniversary of Hazrat Ali (Uttar Pradesh)
Jan. 10 – Second Saturday
Jan. 12 – Birth anniversary of Swami Vivekananda (West Bengal)
Jan. 14 – Makar Sankranti/Magh Bihu (Assam, Odisha, Arunachal Pradesh, Gujarat)
Jan. 15 – Uttarayana Punyakala/Pongal/Maghe Sankranti/Makara Sankranti (Tamil Nadu, Karnataka, Andhra Pradesh, Telangana)
Jan. 16 – Thiruvalluvar Day (Tamil Nadu)
Jan. 17 – Uzhavar Thirunal (Tamil Nadu)
Jan. 23 – Birth anniversary of Netaji Subhas Chandra Bose/Saraswati Puja (Shree Panchami)/Vir Surendrasai Jayanti/Basanta Panchami (West Bengal, Odisha, Tripura)
Jan. 24 – Banks closed on Fourth Saturday
Jan. 26 – Republic Day (National holiday)
Jan. 4, 11, 18, 25 – Bank holiday on Sunday
