Operator
Greetings, and welcome to the Huntington Bancshares Fourth Quarter 2025 Earnings Conference Call and Webcast. [Operator Instructions] As a reminder, this conference is being recorded.
It’s now my pleasure to turn the call over to Eric Wasserstrom, Director of Investor Relations. Eric, please go ahead.
Eric Wasserstrom
Executive VP & Head of Investor Relations
Thank you. Good morning, and welcome, everyone, to our fourth quarter call. Our presenters today are Steve Steinour, Chairman, President and CEO; Brant Standridge, our President of Consumer & Regional Banking; and Zach Wasserman, Chief Financial Officer; Brendan Lawlor, Chief Credit Officer, will join us for the Q&A.
Earnings documents, which include our forward-looking statements disclaimer and non-GAAP information, and copies of the slides we’ll be reviewing today are available on the Investor Relations section of our website, which is www.ir.huntington.com. As a reminder, this call is being recorded, and a replay will be available starting about 1 hour after the close of the call.
With that, let me now turn it over to Steve.
Stephen Steinour
Chairman, President & CEO
Thanks, Eric. Good morning, and thank you for joining us. Beginning on
