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The Travelers Companies, Inc. (TRV) Q4 2025 Earnings Call January 21, 2026 9:00 AM EST
Company Participants
Abbe Goldstein – Senior Vice President of Investor Relations
Alan Schnitzer – Chairman & CEO
Daniel Frey – Executive VP & CFO
Greg Toczydlowski – Executive VP & President of Business Insurance
Jeffrey Klenk – Executive VP and President of Bond & Specialty Insurance
Michael Klein – Executive VP & President of Personal Insurance
Conference Call Participants
Charles Peters – Raymond James & Associates, Inc., Research Division
Ryan Tunis – Cantor Fitzgerald & Co., Research Division
David Motemaden – Evercore ISI Institutional Equities, Research Division
Michael Zaremski – BMO Capital Markets Equity Research
Katie Sakys
Meyer Shields – Keefe, Bruyette, & Woods, Inc., Research Division
Taylor Scott – Barclays Bank PLC, Research Division
Brian Meredith – UBS Investment Bank, Research Division
Presentation
Operator
Good morning, ladies and gentlemen. Welcome to the Fourth Quarter Results Teleconference for Travelers. [Operator Instructions] As a reminder, this conference is being recorded on January 21, 2026.
At this time, I would like to turn the conference over to Ms. Abbe Goldstein, Senior Vice President of Investor Relations. Ms. Goldstein, you may begin.
Abbe Goldstein
Senior Vice President of Investor Relations
Thank you. Good morning, and welcome to Travelers’ discussion of our fourth quarter 2025 results. We released our press release, financial supplement and webcast presentation earlier this morning. All these materials can be found on our website at travelers.com under the Investors section.
Speaking today will be Alan Schnitzer, Chairman and CEO; Dan Frey, CFO; and our 3 segment Presidents, Greg Toczydlowski of Business Insurance, Jeff Klenk of Bond & Specialty Insurance and Michael Klein of Personal Insurance. They will discuss the financial results of our business and the current market environment. They will refer to the webcast presentation as they go through prepared remarks, and then we will take your questions.
